Two germans are causing a worldwide sensation with their mobile bank “N26”. In only four years, they have managed to go from startup to international top player. The trick: You take control of all finances in real time using one single app.

Once upon a time there were two frustrated friends. Valentin and Maximilian were thoroughly fed up with the current bank offers and services.
Their conclusion – No digital innovative vision, a lack of transparency and exaggerated fees. But instead of complaining, they rolled up their sleeves and started up their own bank. A bank that fulfilled their expectations. A bank controlled via Smartphone that is a loyal companion to its customers 24 hours, seven days a week. And a bank that managed to reach the top of its sector within only four years following the official product launch. “N26” is the international market leader in Mobile Banking – active worldwide in 24 countries, 2.4 million customers and 700 employees, the facts really speak for themselves.
An easy bank
The secret of success: Reflecting on the essentials. The customer can find all finances in only one app, making banking flexible and transparent. Real time notifications, subaccounts with saving targets, worldwide card payment, loans and insurance contracts, everything controlled from one source. “N26” has a very clear focus on customer needs today. Founder and CEO Valentin Stalf on that subject: “Worldwide far too many people are still using poor bank products and paying overpriced fees. Thanks to our investors, we now have the chance more than ever to shake up one of the largest industries.”
A growing bank
«N26» was developed solely for the Smartphone and as such makes banking simpler, faster and more up-to-date. We have no branches; the customers get money from roughly 9000 partner companies such as major retail chains. A slim IT system backs up the app, which hardly generates costs. This means that individual offers such as current accounts or Master and credit cards can be used for a minimum fee. On a global scale, the company also collaborates with innovative Fintechs to extend their services further. They have just been able to collect 300 million US dollars in another investment round. “N26” will use this funding for their startup on the other side of the pond in the USA. By the way, the name “N26” goes back to the first office premises. They were in Berlin on the street “Unter den Linden 26”. Again illustrating the philosophy of the two founders Valentin Stalf and Maximilian Tayenthal: Why make something complicated, when it can be created simply and at a low cost.


„Worldwide far too many people are still using poor bank products and paying overpriced fees. Thanks to our investors, we now have the chance more than ever to shake up one of the largest industries.”

Photos Copyrights: N26